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Transferência de crédito habitação: O que precisa de saber para mudar de banco

Mortgage credit transfer: What you need to know to switch banks.

To transfer your mortgage credit from a bank, here is everything you need to know to make an informed decision.

29 Oct 20241 min

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Transferring home credit can be an advantageous alternative to reduce the monthly installment and improve financing conditions. The process involves changing the credit to another financial institution with more favorable conditions, such as lower interest rates. Although the transfer may have costs, such as commissions and fees, many banks offer promotions to make the transfer free. However, the financing limits may vary according to the policies of the bank to which you transfer and the rules applicable to the initial credit. Understand everything about transferring home credit with these articles.

Related articles:

  1. Is transferring a home loan free of charge? Translated to English: "Is transferring a home loan free of charge?"
  2. How does the transfer of a home loan work? Link
  3. This couple lowered their monthly home payment by 318 euros. Find out how. [https://www.poupancanominuto.com/artigos/credito-habitacao/este-casal-baixou-a-prestacao-mensal-da-casa-em-318-euros-saiba-como]
  4. If I transfer my credit, do the financing limits remain the same? (source: link)
  5. How to start 2025 with an organized portfolio: From transferring credits and insurances to consolidated credit. Link
  6. Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.

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Poupança no minuto

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Poupança no Minuto est une marque de Financefy, S.A., intermédiaire de crédit lié, immatriculé auprès de la Banque du Portugal sous le numéro 0006860. Services autorisés : présentation ou proposition de contrats de crédit aux consommateurs. Assistance aux consommateurs, par la réalisation d'actes préparatoires ou d'autres travaux de gestion précontractuelle relatifs à des contrats de crédit non présentés ou proposés par l'entreprise. Prêteurs: Bankinter, S.A. - Succursale au Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Succursale au Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Succursale au Portugal, Immobilier Credit Union, S.A., Établissement Financier de Crédit (Entreprise Unique) - Succursale au Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Institution Financière de Crédit, S.A.