Housing Credit Acquisition

100% financing on home loans for young people: How does it work?

Young people can apply for 100% financing to buy a house with a mortgage credit, through the public guarantee measure.

Reading time: 2 mins.
Tips

IRS Guide: Tips to maximize your refund or pay less tax.

Is it still possible to optimize the IRS statement to increase the refund or minimize the tax to be paid? The answer is yes! Find out how.

Reading time: 5 mins.
Taxes

IRS Attachment SS: Who must fill out and who is exempt?

If you are self-employed, you need to submit Attachment SS to the IRS. This attachment informs Social Security of your income and determines the contributions to be paid.

Reading time: 2 mins.
Housing Credit Acquisition

Want to save on your mortgage? Discover the video series that reveals all the secrets!

If you want to get a mortgage, but still have doubts about the process, this series of videos is for you.

Reading time: 2 mins.
Life Insurance Credit

Can I change the life insurance associated with my mortgage loan?

Did you know you can change your life insurance for home credit and save every month? You are not required to keep it at the bank where you took out the loan: Find out how to make the change, the advantages, and what you should consider.

Reading time: 4 mins.
Personal Consolidated Credit

Consolidated credit: The solution to simplify your debts.

Learn all about consolidated credit with these articles.

Reading time: 1 mins.

Highlights

Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.

If your credits are weighing on your budget, there are solutions within your reach. Renegotiating, transferring, or consolidating credits can help you save, simplify, and regain control of your money.

Taxes

Did you receive your IRS refund? Use it to steer towards financial independence.

Before spending, think: This value could be the first step towards your financial freedom. See how to use it strategically.

Tips

Como construir a sua própria liberdade financeira?

Não é preciso ser rico para começar a mudar de vida. Com escolhas simples e consistentes, é possível conquistar mais segurança, autonomia e tranquilidade. Eis como dar os primeiros passos rumo à sua própria liberdade financeira.

Tips

Freedom also lives in your wallet: 7 ways to resist consumerism system.

Saying no to excessive consumption is a step towards true freedom. Learn how to do it.

Latest

Estilo de vida

Quatro signos com potencial para oportunidades profissionais em breve

Será este o seu período de sorte?

Impostos

Declaração IRS: Reembolso menor ou imposto a pagar? Saiba porquê

Este acontecimento explica-se, essencialmente, pelo facto de em 2024 ter sido feito um desconto mensal mais reduzido para o fisco. Perceba melhor, em seguida.

Crédito Habitação Transferência

BCE corta taxas de juro e prestações do crédito habitação continuarão a sentir alívio

Com o novo corte nas taxas de juro, quem tem crédito habitação com taxa variável vai continuar a sentir algum alívio nos próximos meses.

Impostos

Tenho de declarar prémio de desempenho no IRS? Como?

Se recebeu um prémio de desempenho, saiba se tem de declarar e, se estiver isento de IRS, como declarar no Anexo H, Quadro 6, para que essa isenção seja aplicada corretamente.