Highlights

Cartão bancário sobre superfície iluminada, simbolizando o acesso ao crédito pessoal mesmo quando existem outras dívidas.
Personal Consolidated Credit

Can I take out a personal loan with other debts?

Want to take out a personal loan but already have other financing? Understand if you will be able to in this article.

3 min

Crédito pessoal: Que cuidados ter na contratação?
Personal Credit Works

Personal credit: What precautions to take when hiring?

Looking to hire a personal loan? Find out the precautions to take and how to find the most advantageous proposal next.

4 min

Três pessoas a apontar para o ecrã de um portátil enquanto analisam opções, simbolizando a escolha do melhor crédito pessoal.
Personal Credit Works

How to choose a personal loan?

How to access the best offer to hire the ideal personal credit? Understand next and find out how a credit intermediary can help you.

4 min

Crédito consolidado para juntar dívidas: Quais as vantagens?
Personal Consolidated Credit

Consolidated credit to combine debts: What are the advantages?

Adding different debts into a single credit is possible, simplifying payment return and paying less for all. Understand all the advantages of this financing.

3 min

Latest

Crédito pessoal: Em que situações pode ser uma solução
Personal Credit Emergencies

Personal credit: Know everything to make the right choice.

Discover everything you should consider when hiring a personal loan.

15 Jun 2026 • 2 min
Cartão de crédito: quando deixa de ser útil e começa a pesar no orçamento familiar
Personal Consolidated Credit

Credit card: when it stops being useful and starts to weigh heavily on the family budget.

Credit card is one of the most practical financial tools in everyday life, but also one of the most dangerous. Learn to identify the signs that the card is no longer an ally and find out what to do to regain control of your budget before it's too late.

28 May 2026 • 2 min
Fundo de emergência ou crédito pessoal: qual a melhor opção para imprevistos?
Personal Credit Emergencies

Emergency fund or personal credit: which is the best option for unexpected events?

When an unexpected expense arises, such as a car breakdown, a medical bill, or an urgent home repair, it is normal to have doubts. What is more worthwhile: using the emergency fund or applying for a personal loan?

26 May 2026 • 3 min
Pessoa a cortar um cartão de crédito com uma tesoura, simbolizando o fim de dívidas ou cancelamento de cartões.
Personal Consolidated Credit

Guia Crédito Consolidado: Como juntar as dívidas e baixar a prestação?

Ter vários créditos em simultâneo – como o empréstimo do carro, cartões de crédito e um crédito pessoal – é um dos principais motivos de desequilíbrio financeiro das famílias. Quando as várias prestações se acumulam, a liquidez mensal desaparece e a taxa de esforço atinge níveis insustentáveis.

30 Apr 2026 • 4 min
Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.