Housing Credit Acquisition
100% financing on home loans for young people: How does it work?
Young people can apply for 100% financing to buy a house with a mortgage credit, through the public guarantee measure.
Highlights
Housing Credit Acquisition
Young housing loan 100% financed: How to sign the CPCV?
The benefit of the public guarantee put in place by the State for young people up to 35 years old allows for 100% financing of the house without having to finance any down payment. But what happens to the deposit that has to be paid in the CPCV, before the deed? Learn about the options next.
Housing Credit Acquisition
Young house buyers: Besides tax exemption, they may have 100% financed credit.
Young people up to 35 years old can benefit from exemption of IMT and Stamp Duty when buying their first house, exemption of property registration costs, and public guarantee that allows 100% financed mortgage credit.
Taxes
IMT young exemption for buying a house with new limits in 2025.
Understand the limits of this benefit, updated in 2025.